Monthly Archives: July 2014

IPad Winner for June!!

Congratulations Lauri Ackerman!! Lauri is the iPAD winner for the month of June. There’s still time to Win a BRAND NEW iPad!! Follow this link to enter:

We have more IPads to give away…..make sure you enter to win!! We are excited to continue giving to the people in our community.

We will only need 10-15 minutes of your time on the phone or email and we won’t be a nuisance afterwards. We love our clients and our community and just want a chance to show you how much we really love you! (And possibly get you better insurance than what you currently have!)

Be sure to share this with your friends and family for their chance to win!!

The Independence Day Parade

Here at Mertens Insurance we love to help our community.


We look forward to reaching out and providing a helping hand. Every year we try to find ways to give back, make a difference and engage in our community. Recently we participated in the Independence Day Parade here in Lincoln, CA.

The Independence Parade drew the biggest crowd ever! The streets were lined up to 10 people deep in some areas, all the way though the parade route. There were a variety of entries showing their Red, White and Blue spirit!

Children lined the streets with excitement waiting to see the floats, car’s and animals. The children grew even more excited every time they seen someone coming down the street that was passing out flags, necklaces or throwing candy their way. Oh, the memories they will have to look back on when they are older.

Lincoln is a great place to live and we pride ourselves in being a home based business. Community and family are very important and we love that you are apart of our family!!

A shout out to Debbie Brown Photography for the wonderful picture!! She is a gem in Lincoln and you can find her information at

Obesity Now Classified As a Disease

“The American Medical Association’s announcement last June that is was changing the designation of obesity from a disorder to a disease. This has and will continue have an effect on employers and insurance companies. The use and cost of weight loss drugs will continue to rise. in order for employers to minimize the increased risk, they will need to create wellness programs that focus on weight and healthy living.

Prescription Drugs

Businesses can establishing a corporate wellness program as an alternative to their employee’s relying on doctor-prescribed medication to deal with this newly classified disease.  In the U.S. physician-dispensed drugs have become a common occurrence in the medical care of injured workers and obesity.

Year-after-year the costs of prescription drugs in workers’ compensation are either on the rise, or are being battled tooth-and-nail by state governments and workers’ compensation stakeholders, adding to growing frustration and costs. 


Despite AMA’s recent disease proclamation, obesity already had a sort of disease status in the eyes of many, including other large organizations, as well as branches of the government.

According to the Centers for Disease Control and Prevention, the health consequences of obesity include:

  • Coronary heart disease
  • Type 2 diabetes
  • Cancers (endometrial, breast, and colon)
  • Hypertension
  • Dyslipidemia
  • Gynecological problems (abnormal menses, infertility)

From a business perspective, obesity impacts not only the healthcare system, but health insurance, businesses and the economy as a whole.

The insurance industry, like most other systems and industries, will have to grapple with how to deal with the increasing costs in the best way it can. That could mean seeking rate hikes, reducing other services, or reducing risks.

No matter what the outcome of the decisons made based on the transition of the new classifications made we will always keep your well-being at the frontmost part of decision making.